University Graduate – Credit Risk Management 100% (f/m/d)

At Julius Baer, we celebrate and value the individual qualities you bring, enabling you to be impactful, to be entrepreneurial, to be empowered, and to create value beyond wealth. Let’s shape the future of wealth management together.

Kick-start your career with Julius Baer’s Graduate Programme – April 2027

Are you about to complete your bachelor’s degree or recently graduated and ready to turn ambition into impact? At Julius Baer, we empower graduates to shape the future of wealth management.

Our 18-month Graduate Programme is designed to unleash your potential through three dynamic rotations, including an international assignment. You’ll gain hands-on experience, build a global network, and lay the foundation for a thriving career in wealth management.

Your team:

As part of the CRO Division, you will join the Guernsey Credit team which plays a key role in supporting Relationship Management teams in finding and maintaining client oriented and risk adequate solutions in line with Julius Baer’s risk appetite. We offer a range of credit products to our Private Banking clients on a secured basis (e.g. lending against marketable securities and mortgages). Credit not only performs a full credit risk assessment of the clients’ collateral and overall financial position, but also works to clear structural, legal, regulatory and compliance frameworks in collaboration with partners in other departments.

What’s in it for you?

• Tailored career path: Develop expertise in your chosen field while growing personally and professionally • Global perspective: Gain international experience and work with diverse teams • Community & mentorship: Learn from industry leaders and peers and build a strong network • Impactful work: Contribute to projects that make a real difference from day one

YOUR CHALLENGE

Support the management of the Guernsey Branch’s credit portfolio as part of a small, dedicated team

Become familiar with the Bank’s internal risk framework as well as external Regulatory requirements

Help with the daily monitoring of credit exposures, including the handling of any excess positions

Provide advice and guidance to Relationship Managers on credit related enquiries and issues

Prepare credit proposals including researching the applicant’s background and analysis of financial statements amongst other aspects

Oversee the preparation and perfection of loan and security documents

Assist with periodic reporting and ongoing project initiatives

YOUR PROFILE

A bachelor’s degree preferably in related subjects such as Business & Finance, Accountancy, Economics or Law etc. (graduation within the last 3 years)

An analytical mindset and keen eye for detail

Strong interpersonal skills with the confidence to communicate & present to individuals at all levels

Strong working knowledge of the Microsoft Suite, in particular Excel, Word

A strong work ethic and keen appetite to learn and, in time, undertake professional study

Passion for wealth management and a desire to create value beyond wealth

An interest in financial and real estate markets

We are looking forward to receiving your full job application through our online application tool. Further interesting job opportunities can be found on our Career site.

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