(Senior) Kotlin / Java Software Engineer - Banking Payments (m/f/x)

Scalable Capital · Berlin, DE

Salary not stated · Compare with UK Software Engineer pay →

Full-timeSeniorOct 2026 · checked today
  • Build and evolve business-critical payment services using Kotlin, Java and Spring Boot, enabling customers to move money reliably through SEPA while supporting the wider banking platform.

  • Develop services across the payment lifecycle, including initiation, validation, execution, status handling, returns, exception management and reconciliation.

  • Design clear domain models, APIs and event-driven workflows connecting customer-facing products with internal systems and external banking partners.

  • Write clean, secure, well-tested and maintainable code, with particular attention to correctness, resilience and traceability when moving money.

  • Develop and operate cloud-native applications on AWS, including containerised services on ECS and event-driven workloads on Lambda.

  • Shape reliable delivery and operations with infrastructure as code, CI/CD pipelines, observability and monitoring.

  • Work in autonomous, cross-functional teams using agile practices, Domain-Driven Design, code reviews, automated testing and continuous delivery.

  • Take ownership from idea to production, delivering measurable value while improving quality, automation, reliability and developer experience.

  • Strong experience building backend services with Kotlin or Java and Spring Boot.

  • A solid understanding of Domain-Driven Design and the ability to translate complex business processes into clear software models.

  • Experience designing and operating distributed, event-driven systems and APIs.

  • Familiarity with cloud-native development on AWS, especially containerised and serverless workloads.

  • Confidence with automated testing, CI/CD, infrastructure as code and production observability.

  • A quality and security mindset, with attention to reliability, maintainability and operational ownership.

  • Clear communication skills and a collaborative, pragmatic approach to solving problems.

  • An interest in complex financial workflows or the curiosity to learn them quickly. Exposure to SEPA payments or payment processing would be a plus.

  • A university degree in a relevant field of study (e.g. computer science, engineering, sciences, ...) or a comparable qualification.

  • Be part of one of the fastest-growing and most visible Fintech startups in Europe, creating innovative services that have a substantial impact on the lives of our customers

  • Work with an international, diverse, inclusive, and ever-growing team that loves creating the best products for our clients

  • Be productive with the latest hardware and tools

  • Learn and grow by joining our in-house knowledge sharing or career development sessions and spending your individual Education Budget

  • Learn and experience German culture first hand by joining our free German language classes

  • International relocation support is provided if required

  • Opportunity to work from abroad

  • Benefit from an attractive compensation package and from the company pension scheme

  • Monthly contribution of 50% for the ‘Deutschland Jobticket’

  • Say goodbye to order commissions and say hello to your complimentary subscription of Scalable Capital's PRIME+ Broker

  • Enjoy flexible and discounted sports activities with Urban Sports Club