FIG Credit Director - SSFF

What you'll do

As a Financial Institutions Group Credit Manager at MUFG, you will immerse yourself in the dynamic world of private credit portfolio lending. Your day-to-day responsibilities will see you acting as a central figure in the review and approval process for complex credit applications within Senior Secured Fund Finance. You will be instrumental in developing risk appetite frameworks that not only meet regulatory requirements but also align with MUFG’s broader business strategy. By presenting detailed analyses to senior management and collaborating across regional teams—including those based in Tokyo—you will help drive enhancements to both product offerings and governance measures. Your role will also involve mentoring junior colleagues, ensuring they have the support needed to excel while contributing to the overall effectiveness of the team. Through close cooperation with legal experts and first line stakeholders, you will help shape transaction terms that safeguard MUFG’s interests while supporting client needs. Ultimately, your efforts will underpin the successful management of diverse portfolios across EMEA—making this position both challenging and highly rewarding.

Act as primary credit coverage for private credit portfolio lending within Senior Secured Fund Finance (SSFF), ensuring robust assessment and oversight of all related transactions.

Review, challenge, and approve credit proposals recommended by first line of defence teams, maintaining high standards of due diligence and regulatory compliance.

Develop globally consistent risk appetite frameworks for SSFF products in alignment with MUFG’s strategic objectives and evolving regulatory expectations.

Present complex transaction structures and risk frameworks to senior management for discussion and approval, providing clear recommendations based on thorough analysis.

Support junior staff by delivering training sessions, sharing knowledge on SSFF products, and ensuring effective task allocation for seamless trade execution.

Collaborate closely with regional FIG teams in EMEA and Tokyo as well as other risk management functions to enhance product offerings and risk frameworks.

Monitor portfolio performance by establishing efficient monitoring systems with first line stakeholders, identifying key risks early and taking proactive action when necessary.

Engage in regular dialogue with managers whose teams are involved in SSFF activities to ensure sufficient capacity and optimal resource allocation.

Work with legal teams, clients, and internal stakeholders to set credit risk-related terms in trading documentation that mitigate potential risks effectively.

Participate in multi-department projects aimed at enhancing monitoring efficiency, developing new systems, or improving risk measurement processes.

What you bring

To excel as a Financial Institutions Group Credit Manager at MUFG, your background should reflect significant experience managing credit risk within major financial institutions—particularly involving private credit portfolios such as Senior Secured Fund Finance. Your analytical abilities should be complemented by an adeptness at navigating complex legal documentation while maintaining an acute awareness of evolving regulatory landscapes. You will bring not only technical proficiency but also outstanding interpersonal skills that enable you to communicate effectively across departments and regions. Your approach should be structured yet flexible enough to adapt quickly when circumstances change—always keeping the best interests of both clients and the organisation at heart. A passion for continuous learning is essential; you should feel motivated by opportunities to mentor others while expanding your own expertise through collaboration with global colleagues. Above all else, your dependability, empathy towards team members’ needs, and commitment to upholding MUFG’s values will set you apart as an invaluable member of this high-performing team.

Experience within the financial sector in a credit risk management capacity, including at least five years focused on Senior Secured Fund Finance or equivalent products.

Comprehensive understanding of private credit funds’ investment strategies with proven ability to analyse associated risks and mitigations.

Demonstrated familiarity with portfolio-based lending on a non-recourse basis as well as deep knowledge of relevant legal documentation and structural standards.

Bachelor’s degree or equivalent qualification is essential; possession of a Master’s degree or relevant industry accreditation would be advantageous.

Experience working with common loan client types such as middle market corporates, insurance companies, or service providers is beneficial.

Excellent communication skills enabling you to convey complex credit arguments clearly and concisely to both technical and non-technical audiences.

Proven interest in developing new skills—both personally and within your team—while nurturing an inclusive environment built on knowledge sharing.

Ability to operate calmly under pressure while managing multiple priorities efficiently; strong sense of accountability coupled with sound judgement skills.

Working knowledge of Microsoft Office suite alongside familiarity with data aggregation tools used for monitoring purposes within large financial institutions.

Understanding of key regulatory frameworks impacting credit risk management within banking environments is considered beneficial.

What sets MUFG apart

MUFG stands out as one of the world’s leading finan